ChatGPT wallet uses agents, referred to as 'dots' that undertake online shopping on the user's behalf and help them make up their minds on purhcases. OpenAI's ChatGPT Wallet partners with American Express, Mastercard and Visa, and those cardholders keep their existing credit card rewards. OpenAI wants ChatGPT to do more than find information and answer questions. The company has introduced ChatGPT Wallet, a new feature that lets its AI agents.