Indian banks' net profit rose 20% YoY to Rs 1.16 lakh crore in Q2FY27, driven by higher net interest income and strong credit growth, says CareEdge report. New Delhi: The net profit of scheduled commercial banks (SCBs) rose 20 per cent year-on-year to Rs 1.16 lakh crore in the second quarter of FY27, driven primarily by higher net interest income and strong credit growth, a report said on Thursday.