The deceased have been identified as Sahil (20), Aman (21), Ajay (21), Ankit (21), his namesake Ankit (21) and Rahul. Fake loan apps are targeting young borrowers with instant credit offers this Diwali 2026. Know how these digital lending scams work and follow five essential precautions to protect your. In a worrying trend, scammers are targeting the youth in Himachal Pradesh on the pretext of providing easy loans through fake loan apps.