Samith Chits Pvt Ltd issued two cheques to a subscriber, which later bounced due to insufficient funds. The Bangalore consumer commission found the company guilty of unfair trade practices and service deficiency. The commission ordered the company to pay Rs 4,07,940 along with 6.5% annual interest from the date of the complaint. The firm was also directed to pay Rs 3,000 towards legal costs incurred in the process.